Know your options

So after you have assessed your financial situation, and you have some sort of idea where your finances have been and where they might be going. Let's look at your options on what you can do to control and get rid of your debt.

The main option that everyone has before you even think about Bankruptcy, is to use a Consumer Credit Counseling Service

With a Consumer Credit Counseling Agency, you can be helped a lot.

• Some of the benefits are:
• Reducing or eliminating interest rates
• Consolidate your payments
• Reduce or eliminate late fees
• Stop Collection calls!

So I would check out your eligibility with a credit counseling agency

Next..

Ok so maybe you don't want to go as far as to go with a Credit Counseling Agency.

We also might add that you could do a home refinance option to get out of your debt.

This way you could us the equity in your home to pay off your debt.

Or...

You could just file for Bankruptcy, but we recommend that you try and find help before going to that extreme