Credit Report Check Up
Step 1 - Credit Reports
Ok so now we move into our Steps for Success.
Our first step after a Bankruptcy is to check out your credit report.
This is very vital to make sure that your credit report is showing accurate information. You don't want to be trying to get new credit cards and auto loans after your bankruptcy and have your credit reporting showing that you still owe your account balances.
So it is very important to check it.
What you want to look for is accounts still owing a balance. If you included them into your bankruptcy, they should state that they are.
For an example:
Example Bank
Acct #
balance $1,000
Late: 6 times at 120 days
This is an example of what you need to get fixed. Now our version is quite simple. Your actual credit report will state a lot more information, but for education purposes we will keep it simple.
So what we are looking for is to see if your credit report is stating that you have included this account into your discharged bankruptcy or not. Also does your credit report still show that you have an outstanding balance?
These are things that we need to take care of before you try and rebuild your credit after your bankruptcy.
If you would like to hear some success stories, check out our forums that have lots of information their from real people who know what your going through.
So to check our forums out below.
Getting your Report
Ok so you have an idea of what to check for. Also it is very important to make sure that your name is spelled correctly and that your address is correct.
Ok so with so many credit reporting and monitoring services out there, who do you go with?
We believe that you should get a credit report from an actual Credit Bureau.
There is nothing like going strait to the source for your credit needs.
We proudly use
Get an Equifax 3-in-1 Credit Report Now!
For all of our personal and business use. Also what is nice about them is that they can give you access to all 3 of your credit reports and scores.
But you can go with whoever you like, we just give our opinion.
Also you may want to check to see if your eligible for a Free credit report, depending on the state you live in and if you have denied credit and a few other requirements.
Continue with the Steps
You are here at Step 1
Step 2 is going to go into detail on how to Repair Your Credit report. So that when you start to rebuild your credit after your Discharged Bankruptcy, you are reporting accurate information.
Step 3 is going to help you start Rebuilding your credit, including your Credit Score.
Step 4 is the final step. Here we go into detail on how to stay out of Debt, and how to Budget your finances.
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